Your explanation to Classhandicapper was very good. Thank you for the effort.

Judging by his responses, it still did not sink in. It is comical that he thinks he operates in a more detailed level than we do when he operates in nothing more than bald generalities.

I think he is just completely blind to all the work guys like Ragozin or TGJB put into making the numbers. These guys get FAR deeper into details everyday than Classhandicapper ever even remotely approaches ever. I think it is frustrating to a person like TGJB because he goes and gets his hands dirty everyday doing all this work and then a guy like Classhandicapper (who appears to have never gotten his hands dirty in this arena) says the fruit of all your toil is flawed because you did not get into enough detail (i.e. did not get your hands dirty enough).

The initial first response is -- "okay, get in the mud here and show me." Instead, this chap keeps his hands clean and says, "I just know you are wrong. Can't show you but it is obvious to all." After awhile, it is understandable why this is tiresome.

Anyway, I think you said it better than me, Good post!