Ahh the Monarchos Derby. My bad beat as well.

Yeah I was more than a little distracted as I sent out a quick email to a friend with my bets on Derby eve. In just a few hours we would leave for the hospital for the birth of our first child.

So anyway I felt that Congaree was a lock and put most of my action into the win pool. I dabbled with the exotics with a Congaree-Invisible Ink exacta and a straight $5 Congaree-Invisible Ink-Monarchos tri. That's right, no boxing, after double-checking my email after the race there were no explicit intructions to box the tri. He placed my bets per instructions.

Blame it on a gross violation of basic betting principles or simply being distracted, but a tough one to swallow. The $2 tri came back $12k, I will always remember with a wince.