>didn't have it I take it...<

No. I thought the favorite was legitimate. I didn't see anything, including the the probable trips, that made me think he was vulnerable. I didn't see anyone I thought was very likely to move up enough to beat him. I didn't even see any short priced horses I thought I could leave out of the belly of the exacta if I used him on top. So I passed the race. But for for future reference I thought Pays to Dream ran very well given the race development and I'm willing to excuse the loss by the favorite. I would probably be looking for one of those horses (or another) to turn the tables on the winner next time.