CTOTB is also very good. You can make wagers with a live teller or use the automated system. They offer a reward program as well base on your monthly volume.

You can make deposits at any Wachovia branch - contact CTOTB for details. IRS winnings are relased within a few minutes after the result is posted official.

I first started to used them back in the mid-90s to avoid the NY area OTB surchage and to get accurate track odds on out-of-town tracks before the simulcast expansion in NY.