I doubt that Mr Young sought out the drf to offer his views or that most people in his position would give different advice. I remember many yrs ago reading an article by a professional handicapper, who became one because of a physical disability, & his basic theory was that if you have the skills necessary to make a living handicapping, then you would be much more successful & make much more money at any profession other than handicapping. I wish you all the luck in the world with your plan but suggest that you proceed very cautiously.