Tampa Bay Derby 2024

Race 9 won by #3
Race 10 won by #5
Race 11 run but declared a non-wagering event
Race 12 canceled

Consolation payouts approved:
Pick 3 (races 9/10/11) 3/5/ALL
Pick 3 (races 10/11/12) 5/ALL/ALL

Refund approved:
Pick 4 (races 9/10/11/12)

Why not a consolation 3/5/ALL/ALL on the late pick-4?

Kentucky rules clearly state that the wager is to be refunded if MORE than half of the races are canceled. Otherwise, consolation payoffs are in order. That means the late pick-3 should have been refunded since 2/3 of the races were canceled. The late pick-4 should have paid a consolation amount since only 1/2 of the races were canceled/non-wagering.

https://apps.legislature.ky.gov/law/kar/titles/810/006/020/

Florida rules are apparently "missing". I could not find them and got no response from TB, GP, or the FL Racing Commission. Twinspires refunded the wager and said "Unfortunately all payout decisions are made directly by the track".

Anybody else have the first two legs and settled for a refund? My only thought is that the late Pick-4 was compromised (past-posted?) and they have no idea what the legitimate pool was. Very suspicious. The track ignored my request to show me the Florida statutes, as if they don't exist. The latest TB press release claims they followed industry standards, but they clearly didn't.

Fraud? Negligence? Cause for class action/punitive damages? Can't be ignorance because they spent all night supposedly figuring it out.